Showing posts with label small business. Show all posts
Showing posts with label small business. Show all posts

Thursday 30 September 2021

The Frequency of Payroll Payments at U.S. Small Businesses

In this episode of Truth in Data, "PaymentsJournal" breaks down the frequency of payroll payments at U.S. small businesses.

Saturday 23 January 2021

Demographics of U.S. Small Businesses

We take a look at the demographics of U.S. small businesses. 

This is according to the Mercator Advisory Group. 

Monday 26 October 2020

Are you a small business owner? Can you manage the operational risks in your business?

6 January 2021 - 10:00 AM PDT / 1:00 PM EDT / 5:00 PM UK

How can you manage your business successfully if you do not know anything about all the uncertainties that could make you fail?

Your operational risks are often vague and seemingly difficult to quantify but operational risk affect your people, process and systems and they are going to cause you to fail if you don’t identify and deal with them.

The size of your business or firm does not matter. If you have business objectives there are risks which will affect your ability to achieve them.

Yes, sure, you have locks on your doors, and possible have an alarm system. You have a sprinkler system; you have probably bought fire insurance too, and you may also have liability insurance. You are already dealing with some of your operational risks BUT WHAT ABOUT THE ONES YOU HAVEN’T THOUGHT ABOUT YET?

Do you have a system to identify, prioritize and manage your operational risks effectively? You do not need to control every risk; you just have to prioritize and do something about the ones that affect your objectives and could cause you the most damage.

Strange as it may sound everyone in your firm already knows where your risks are. The people who do the work generally know where the risks are, specifically in the tasks that they do – BUT they may not be aware of the true implications of those risks – and neither may you.

Our Online Mini-Course “Managing Operational Risk in a Small Business” is designed for small and medium sized organizations. It presents you with a structured approach for identifying, assessing and managing those risks.

Just give us 90 minutes of your time and a payment of a really LOW fee and the secrets of successful Operational Risk management are yours. 

6 January 2021 - 10:00 AM PDT / 1:00 PM EDT / 5:00 PM UK

Details HERE

Register HERE


 

Thursday 13 August 2020

COVID-19 Sparks a Steep Deterioration in Small Business Attitude

Mercator Advisory Group’s new Insight “Summary Report, 2020 Small Business PaymentsInsights, COVID-19 and B2B Payments & Cards - The Result of the Pandemic”, reveals that U.S. small businesses have a much less positive view of the future than in previous years.




Friday 17 July 2015

How Banks Lost Their Groove In Small Business Finance... And Why They May Never Get It Back


From Forbes Magazine –

“Prior to the Great Recession, easy credit conditions prevailed for small businesses. Cash was free flowing, and relaxed lending practices made it relatively easy to secure financing.

After the Lehman Brothers crash and during the ensuing “credit crunch,” volume fell roughly 19% from 2008 until 2012. This general slowdown in lending coincided with stricter requirements placed on borrowers. Financing simply became less available — even for “creditworthy” companies. For the first time in U.S. business history, small business owners frequently were unable to secure credit even from their own banks.”

Read more>>
 
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