Sunday 6 March 2022
What is the biggest challenge for traditional banks? - Decoding: Banks - Episode 9
Monday 28 February 2022
What are fintechs? - Decoding: Banks - Episode 8
Wednesday 23 February 2022
"Most People Have No Idea What Is Coming..." - Charlie Munger's WARNING
Sunday 20 February 2022
How has software evolution influenced banking? - Decoding: Banks - Episode 7
Tuesday 15 February 2022
How does banking regulation work? - Decoding: Banks - Episode 6
Thursday 10 February 2022
Why is identity important in financial services? - Decoding: Banks - Episode 5
From 11:FS. There are one billion people globally who can't prove their identity. That's a big problem for accessing financial services. Banks need to know your identity for a number of reasons. It helps them to combat money laundering, which they spend £28.7bn on every year. So you know they're not messing around. But why else? What is KYC? And does financial services have an identity problem?
Tuesday 8 February 2022
Why Fintechs won't replace traditional banking
Sunday 6 February 2022
How does lending work? - Decoding: Banks - Episode 4
Wednesday 2 February 2022
How do card networks operate? - Decoding: Banks - Episode 3
Monday 31 January 2022
What are payments rails? - Decoding: Banks - Episode 2
Thursday 20 January 2022
What Trends Are Going To Transform Business Banking in 2022 and Beyond?
SMBs have typically been underserved when it comes to tech innovation or new digital services. More than six in ten businesses in this large segment go outside their primary bank for business services such as payments and receivables.
An innovation revolution is roiling business banking just as it has consumer banking.
When it comes to sleek new tech and shiny new digital products and features, much of the innovation has long been focused on the consumer side of banking. Business banking, meanwhile, remains stuck in neutral, saddled with legacy tech and processes, many of which are still largely paper-based.
But banks that can ramp up their game when it comes to business banking services stand a good chance of getting a leg up on competitors and driving revenue. Individuals that use business banking services are, after all, consumers as well, and increasingly they are demanding the same type of innovation they get in their consumer lives from their business banking relationship.
Sunday 16 January 2022
Fixing Banking’s Pain Points
Are financial institutions listening any better to the voice of the consumer? Not really.
In a BAI webinar, “Trends In Marketing & Customer Acquisition,” serious questions were raised about banking providers’ ability to give consumers what they want, how they want it, when they want it."
Friday 14 January 2022
How Starbucks Operates Like a Bank While Serving Coffee - WSJ
Tuesday 11 January 2022
How to Solve Product Design Questions -The Great PM Interview
Monday 10 January 2022
How to Build Blockchain Financial Services Applications
Industry observers highlight the steady growth of blockchain in the financial services market.
A Markets and Markets report states that the FinTech blockchain market will grow from $0.23 billion in 2017 to $6.2882 billion by 2023. The report projects a CAGR of 75.9% during the 2018-2023 period.
You are no doubt wondering how to build blockchain financial services applications? Find out how, HERE.
Thursday 6 January 2022
Neobanking: Pros, Cons, and How to use them Efficiently for your Business
Neobank is a term for banks that exist only in digital form, as an app, web app, or other software solution, and doesn’t have any physical branches. It can work in several jurisdictions and is usually not limited to a single country or region.
In 2020, the number of e-commerce transactions made with digital or mobile wallets reached roughly 45 percent and by 2024 this number is expected to be over 50 percent.
What does it have to do with neobanks or EMIs? Read the full article HERE.
Tuesday 4 January 2022
Digital Services that Changed the Face of Banking
Banks have always been at the forefront of the digitization revolution. Internet banking became a reality as early as the 1990s. Mobile banking was possible by the early 2000s. The last two decades have seen several digital innovations that have made banking more accessible to customers. Fintech apps and platforms have just added to the convenience of customers.
The COVID pandemic has given a push to the banking ecosystem to rapidly embrace digitization. We take a look at the digital technologies that have transformed the way we bank.
Read the full article HERE.
Friday 17 December 2021
The Fed Plans to Taper. Here’s What That Means
Wednesday 15 December 2021
Watch Crypto expert explain the Blockchain to Congress
At a congressional hearing on crytpocurrency, Bitfury CEO Brian Brooks explains the blockchain and how it plays an integral role in Web 3.0.
Sunday 12 December 2021
Marc Winitz, CMO at Rapyd, on the fast-paced payments industry
On this week's episode of Spotlight Mariette Ferreira is joined by Marc Winitz - CMO at payments fintech Rapyd. The pair dive into Marc's career, his role at Rapyd and what the team there are working on, before taking a look at the wider payments industry - one of the most exciting areas of financial services.