How does banking regulation work? - Decoding: Banks - Episode 6

From 11:FS. Regulation is essential. It stops banks from going bust or behaving badly. But how does it work? What are the different types of regulation? Will we ever see a global regulator?

How to make computers less biased

You might think technology is the great leveler. But as AI and other data-driven innovations race farther and faster ahead, the automation of racial bias is causing growing concern.

Why is identity important in financial services? - Decoding: Banks - Episode 5

From 11:FS. There are one billion people globally who can't prove their identity. That's a big problem for accessing financial services. Banks need to know your identity for a number of reasons. It helps them to combat money laundering, which they spend £28.7bn on every year. So you know they're not messing around. But why else? What is KYC? And does financial services have an identity problem?

Data Breach Customer Relations - What you must NEVER Do

Data breaches have become an unfortunate fact of life. But just because data breaches happen every day doesn’t mean your own enterprise’s incident isn’t big news that should be handled with great care. During cyber incident response, one public relations misstep can multiply the damage significantly.

What are some bad behaviors you’re going to want to avoid? Find out HERE. 

Why Fintechs won't replace traditional banking

There’s been a lot of talk about whether traditional banks can survive the digital revolution. Industry experts have mused about the fate of brick-and-mortar banks as the pandemic fueled a shift toward digital options, but is the assessment that traditional banks are destined to disappear a fair one?

Find out more and read the full article HERE. 

Is the cryptocurrency trading boom creating a new generation of addicts?

With endorsements from celebrities and ads on TikTok, cryptocurrency has gone mainstream. But not everyone gets rich. The Guardian's Rob Davies reports on how crypto apps encourage addictive, high-risk trading habits.

Read or listen to his article HERE.

How does lending work? - Decoding: Banks - Episode 4

From 11:FS. Lending has been around for thousands of years and is one of the cornerstones of banking. Although ledgers aren't made out of clay anymore, the principles have largely stayed the same. Curious to know more about lending? We get into how it works and what's in it for the banks.