Recession Fears, Ukraine War, China Tensions: The Next Big Risk for Markets

Investing is a business of managing risk for the long term. In a year where recession fears abound, a war in Ukraine rages on for a second year, and geopolitical tensions across the globe are boiling under the surface we asked Boaz Weinstein, Ida Liu and David Rubenstein what they think the next risk is for markets. 

Read the story on Bloomberg.com: https://trib.al/n8HK2CD

What is Risk Management? - Risk Management process

In this video, you are going to learn " Risk management ". In the financial world, risk management is the process of identification, analysis, and acceptance or mitigation of uncertainty in investment decisions. 

Essentially, risk management occurs when an investor or fund manager analyzes and attempts to quantify the potential for losses in an investment, and then takes the appropriate action given the fund's investment targets and risk tolerance. 

Topics I have covered in this video are, 

1. What is Risk Management ?, define risk management, risk management framework or enterprise risk management, risk management examples. 

2. Risk Management process - It begins with identifying risks, evaluates risks, then the risk is prioritized, a solution is implemented, and finally, the risk is controlled. 

3. Risk management approaches- Risk avoidance, Risk reduction, Risk sharing, Risk retention. 

4. Types Of Risk Management - Business Risk, Non-Business Risk, and Financial Risk. 

5. Importance of Risk Management. 

6. Limitations of Risk Management.

Bonds, Explained Through SVB’s Collapse

Buying U.S. government bonds is among the safest investments you can make. In fact, people often put their college funds and retirement savings into bonds. In the midst of recession fears, bonds are often referred to as “risk-free” because there are only two ways you can lose money: 

• The government defaults, which is almost certainly not going to happen, or 
• You sell the bonds early at a loss, which contributed to the collapse of Silicon Valley Bank 

This might make you wonder how safe bonds really are, so WSJ explains why they’re still a good investment.

Former NSA Director on cybersecurity risks from Russia

Former head of NSA and U.S. Cyber Command Admiral Michael Rogers weighs in the risk of a Russian cyber-attack.

Is the cryptocurrency trading boom creating a new generation of addicts?

With endorsements from celebrities and ads on TikTok, cryptocurrency has gone mainstream. But not everyone gets rich. The Guardian's Rob Davies reports on how crypto apps encourage addictive, high-risk trading habits.

Read or listen to his article HERE.

On the Brink of Disaster or Start of a Golden Age?

From Bitcoin to DeFi (in 12 Short Years)...

Even if you’ve been living under a rock, you’re probably familiar with Bitcoin. Now, just as crypto disrupted the concept of value, decentralized finance is poised to disrupt finance itself. The populist movement promises huge returns for daring investors. But with DeFi’s promise of inclusion comes risk and uncertainty.

Is there something in this or are people that gullible or just plain stupid?

So the question is - is this the start of a new Golden Age or are we on the edge of Disaster? You be the judge.

5G Service Launches Amid Flight-Safety Uncertainty

Airlines canceled some flights before a new 5G wireless service rolled out, even after Verizon and AT&T agreed to limit the signal around U.S. airports. The FAA says the service could affect airplane safety systems, a claim the wireless industry refutes.

Check for Log4j vulnerabilities with this simple-to-use script

If you're not certain whether your Java project is free from Log4j vulnerabilities, you should try this easy-to-use scanning tool immediately.

To find out what you should be doing check HERE.

Covid-19: How dangerous is Omicron?

The new variant of covid-19, Omicron, is spreading around the world. Just how infectious is the strain, and will current vaccines prove effective against it? The Economist's experts answer your questions. 

 

Cryptocurrencies: how regulators lost control - FT Film

Leading voices from the cryptocurrency industry, including Binance CEO 'CZ' and Sam Bankman-Fried of FTX, and Financial Times reporters tell the story of how the cryptocurrency industry ballooned into a market worth more than $2tn with little regulatory oversight. How did regulators lose control and can they get a grip now? Or is there a danger that overregulation stifles innovation? 

 

The Most Commonly Experienced Types of Fraud

In this episode of Truth in Data, PaymentsJournal takes a look at the most commonly experienced types of fraud.

What if bitcoin went to zero?

In a thought experiment The Economist uncovers the links between crypto and mainstream finance and sets out the repercussions of what could happen if the price of Bitcoin fell to zero. 

You can read the full analysis of such a disaster scenario HERE.

Read it and be afraid .... VERY AFRAID!

 

What are today's biggest business risks?

The world can be a dangerous place. The only certainty that there is is that change happens constantly.

Businesses, as well are faced by rapidly changing environments and the associated risks that they need to adapt to. These can range from supply chain issues because of transport problems or conflicts, to disruptions caused by natural disasters.

Almost 3,000 risk management experts were surveyed for the Allianz Risk Barometer, and the results reflect the top 10 business risks that leaders must watch out for in 2021.

Get the low-down HERE.

The Month Coronavirus Unraveled American Business - A WSJ Documentary

March 2020 began on a high note for American business and ended with the economy in tatters.

This WSJ documentary goes behind-the-scenes to reveal how the coronavirus pandemic ripped through American business during the month of March 2020 -- told through the firsthand accounts of 12 prominent executives. When the coronavirus tore through industry, commerce and society in March 2020, the U.S. economy came to a screeching halt. 

Top executives relive the tough decisions they made as they scrambled to weather the storm. 

Risk and compliance knowledge in Fintech is a superpower

Whatever you think about regulation, it is a fact of life, it exists for a good reason. Moving money is a serious responsibility, and if it goes wrong, it can literally cost lives. If everything is fintech, then the value is in productizing the tricky bits of finance. 

Want to find out more? Check out the full article HERE on Fintech Brain Food

Password managers - a necessary, yet vulnerable, last line of defense

The Passwordstate breach is forcing CISOs and researchers to review vendors and reassess security practices.

The supply chain breach of Passwordstate, an Australian-based enterprise-grade password manager, is the latest in a series of confidence-shaking breaches since the SolarWinds attack was disclosed in December.

While Passwordstate has a relatively low level of brand awareness in the U.S., more than 29,000 organizations across the globe and upwards of 370,000 IT and security professionals used the password manager.

While it's generally better practice than what most users do with their passwords (reusing predictable passwords or writing them down in a text file or post it note), it does represent a single point of failure that needs to be specially guarded.

Read the full story HERE .  

 

Warren Buffett on Bitcoin: Has His Opinion Changed?

Warren Buffett and Charlie Munger share their thoughts on Bitcoin. Buffett is the CEO of Berkshire Hathaway and is widely considered the greatest investor of all time. His style of investing (first taught by Ben Graham and later adapted through conversations with Charlie Munger) has been studied by many stock investors throughout the world.

Regulators issue warning to cryptocurrency investors after Bitcoin reaches new all-time high

Regulators have issued fresh warnings on investing in cryptocurrencies after Bitcoin skyrocketed to a new all-time high last week.

The UK’s Financial Conduct Authority (FCA) has cautioned consumers about the high risks involved in investing in cryptocurrencies.

“Investing in cryptoassets, or investments and lending linked to them, generally involves taking very high risks with investors’ money,” the City watchdog said in a statement. “If consumers invest in these types of product, they should be prepared to lose all their money.”

The warning closely follows the regulator’s ban on selling crypto-derivates to consumers which came into effect January 6.

You can read the full article on Bobsguide HERE

What have we learned from the Wirecard debacle?

There’s no doubt that the demise of Wirecard has shaken the payments industry to its core. For many, it was always assumed that the biggest benefit to businesses having access to large global banking networks was the ability for them to intelligently route payments to get the highest conversion rate and drive higher revenue. That assumption was found lacking. Even in 2020, accepting payments is something one can no longer take for granted. Check out the lessons we have learned HERE.

What are the implications of Coronavirus for business? Update 25 June

The coronavirus outbreak is first and foremost a human tragedy, affecting hundreds of thousands of people. It is also having a growing impact on the global economy. McKinsey has published an extensive article that is intended to provide business leaders with a perspective on the evolving situation and implications for their companies.

Read the full McKinsey article HERE.