Five Key Questions about Retail Banking's Future

“The future of retail banking has rarely been murkier — and predicting it has rarely been more important for banks.

The economy and new regulations have made it increasingly difficult for banks to turn a profit from the old bread-and-butter business of taking deposits and lending money. At the same time, competition for this business is mounting. In recent weeks, banks of all sizes have tried to rethink their branch strategy, their staffing costs, their technology offerings and their alternate sources of consumer banking revenue.”

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2013 Tech Trends Mobile Only and Beyond

The lightning-fast pace of the mobile era offers opportunities which go well beyond using mobile apps to do what you've always done differently. It's about doing fundamentally different things. Businesses' "mobile-first" philosophy may soon need to be replaced by a "mobile-only" strategy.

What we are reading … 14th March 2013

Android accounts for most mobile malware, says F-Secure http://dld.bz/cpxBX

Retailer sues Visa over data breach penalties http://www.finextra.com/News/FullStory.aspx?newsitemid=24623

GoPago Sees History Repeating With mPayments Revolution http://dld.bz/cpxBW

UK govt rejects calls to tighten banking leverage rules http://dld.bz/cpT27

How to Manage Your Project Priorities http://shar.es/enmkO

JPMorgan Chase Suffers Online Banking Outage, Confirms Cyberattack http://dld.bz/cpT26

Why Basel III Matters http://dld.bz/cpxBV

What businesses can expect to see with Google Glass http://dld.bz/cpxBT

FNB's digital boom http://businesstech.co.za/news/banking/32902/fnbs-digital-boom/

Do Banks Need Intelligence Officers? http://shar.es/jLOZM

50 Of The Most Spectacular Website Designs In Banking

The FinancialBrand.com has published a list of what they feel are 50 of the most visually stunning websites from banks, credit unions and other financial institutions around the globe. 

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'Too Big to Fail' a Myth? What a Relief

“What a relief it was to read that the "too big to fail" problem — in which the nation's largest financial institutions benefit from government support because of the risks they pose — does not exist!”

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What we are reading … 13th March 2013

Hackers hit Reserve Bank of Australia http://www.finextra.com/News/FullStory.aspx?newsitemid=24620

PayPal releases new mobile SDK; kicks off $100,000 global hackathon http://dld.bz/cpJ2s

Should Banks Charge Fees For Check Writing? http://bit.ly/ZmcsI8

Dutch retailers get cashless 'thank you' http://www.finextra.com/News/FullStory.aspx?newsitemid=24616

Bank of England and financiers 'set for showdown over balance sheets' http://dld.bz/cpJ2n

Britain Urged to Split Banks if New Rules Fail http://twb.io/13PsFeI

Find Out Your Financial Institution's Social Media Power Ranking http://bit.ly/ZvVqY3

Top Quotes from SWIFT Operations Forum Americas 2013 http://twb.io/15CFrvo

Stress Tests Don't Mean Banks Are OK http://www.bloomberg.com/news/2013-03-07/stress-tests-don-t-mean-banks-are-ok.html

How Risky Is Mobile Banking? Depends on Customer Behavior

“Smartphone technology, thanks to consumer demand, is poised to become the most significant technology disrupter since the Internet and will forever change how banks serve their customers.

Smartphones appeal to bank executives because of their labor-saving potential and because they provide another point of competitive distinction as banks race to create innovative handheld applications.
Given the recent cyberattacks on U.S. banks however, one might ask "how safe is smartphone banking?" 

The answer to that question – indeed to the overall profitability of smartphone banking itself – lies with the customers.”

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