As countries struggle with austerity, they would all like to see their currencies decline. But they can't all do so. Some currencies have to rise. This short video from the Economist explains what is going on.
Saturday, 29 October 2011
Friday, 21 October 2011
TRAINING COURSE “REMITTANCES – ISSUES & OPPORTUNITIES”
Johannesburg – 8 & 9 February 2012
The transfer of migrant’s remittances represents a huge business opportunity for banks and other financial institutions which is still largely overlooked. The financial services industry, which plays such an important role in the Payments Industry, is missing an important opportunity if they ignore a very large component – Remittances.
The flow of funds from migrant workers back to their families in their home country is an important source of income in many developing economies. The total value of these remittances has been increasing steadily over the past decade. Recent estimates show that the total value worldwide was over US$ 316 billion, involving some 190 million migrants.
This course is the definitive A to Z on Remittances – from informal systems to the revolutionary appearance of the Mobile Phone as a remittance tool.
This intensive 2-day course provides an insight of the payment system aspects of remittances, and is designed to assist financial institutions that want to improve their understanding of this important market as well as extend and develop the many business opportunities that present themselves. Processing these money transfers is a business opportunity with vast potential especially with the recent rise of the Mobile Phone is now set revolutionize the Remittance world.
For a fully descriptive brochure please send a blank e-mail to courses@citadeladvantage.com with REMIT-JHB in the Subject line.
Who Should Attend
The course has been specifically designed for Senior Bankers involved with;
The transfer of migrant’s remittances represents a huge business opportunity for banks and other financial institutions which is still largely overlooked. The financial services industry, which plays such an important role in the Payments Industry, is missing an important opportunity if they ignore a very large component – Remittances.
The flow of funds from migrant workers back to their families in their home country is an important source of income in many developing economies. The total value of these remittances has been increasing steadily over the past decade. Recent estimates show that the total value worldwide was over US$ 316 billion, involving some 190 million migrants.
This course is the definitive A to Z on Remittances – from informal systems to the revolutionary appearance of the Mobile Phone as a remittance tool.
This intensive 2-day course provides an insight of the payment system aspects of remittances, and is designed to assist financial institutions that want to improve their understanding of this important market as well as extend and develop the many business opportunities that present themselves. Processing these money transfers is a business opportunity with vast potential especially with the recent rise of the Mobile Phone is now set revolutionize the Remittance world.
For a fully descriptive brochure please send a blank e-mail to courses@citadeladvantage.com with REMIT-JHB in the Subject line.
Who Should Attend
The course has been specifically designed for Senior Bankers involved with;
- Payment Systems and Money Transfers
- Payment Strategy
- Micro Finance
- International & Correspondent Banking
- Retail Banking Services
- Banking Product Development
- Payment Systems
- Payment Strategy & Policy
- International & Correspondent Banking
- Payment System Regulation & Oversight
- Corporations who employ migrant workers
- Money Transfer Operators
- Government agencies involved in migrant workers
- Development Agencies
TRAINING COURSE – INTERNATIONAL PAYMENTS
Johannesburg – 6 & 7 February 2012
This is an intensive 2-day primer for payments professionals on International Payments and has been tailored for payment professionals, either in commerce or banking who need to gain a closer understanding of International Payments.
The course provides them with a comprehensive foundation for understanding payments in a global context, covering the key principles, concepts, infrastructures, practices, issues, and current developments.
This course will be of especial interest to payments professionals who wish to expand their knowledge base and advancing their careers into the global payments arena.
Who should attend?
Banking, treasury, risk management, legal and compliance, back office and operations professionals who wish to expand their knowledge base into the global payments environment.
Staff from Financial Institutions, Investment Banks, and Central Banks/Payment Systems Operator Organizations, Clearing Houses, Consultancy Groups, Legal Firms and Regulators who regularly deal with:
For a fully descriptive brochure please send a blank e-mail to courses@citadeladvantage.com with INTPAY-JHB in the Subject line.
This is an intensive 2-day primer for payments professionals on International Payments and has been tailored for payment professionals, either in commerce or banking who need to gain a closer understanding of International Payments.
The course provides them with a comprehensive foundation for understanding payments in a global context, covering the key principles, concepts, infrastructures, practices, issues, and current developments.
This course will be of especial interest to payments professionals who wish to expand their knowledge base and advancing their careers into the global payments arena.
Who should attend?
Banking, treasury, risk management, legal and compliance, back office and operations professionals who wish to expand their knowledge base into the global payments environment.
Staff from Financial Institutions, Investment Banks, and Central Banks/Payment Systems Operator Organizations, Clearing Houses, Consultancy Groups, Legal Firms and Regulators who regularly deal with:
- Foreign Exchange
- International Payments
- Remittances
- Retail and Wholesale Payments
- Electronic Payments and Payments Processing
- Clearing and Settlement
- Securities Settlement
- Financial Control
- Risk Management and Operational Risk
- Treasury
- Auditing and Compliance
For a fully descriptive brochure please send a blank e-mail to courses@citadeladvantage.com with INTPAY-JHB in the Subject line.
Wednesday, 19 October 2011
Google Wallet introduces SingleTap for coupon redemption
Google has modified its mobile payments service, which allows users to pay for their purchases, redeem coupons and earn reward points through a single tap of their handsets at the store check-out.
The SingleTap feature automatically redeems coupons at the point of sale through the same tap of the handset used to make the payment.
The new feature is being introduced at partner merchants American Eagle Outfitters, The Container Store, Foot Locker, Guess, Jamba Juice, Macy's, OfficeMax and Toys"R"Us.
Meanwhile, Foot Locker, Guess, OfficeMax and American Eagle Outfitters have all introduced loyalty cards for Google Wallet so users can rack up reward points automatically as they shop.
Google has also posted a promotional video demonstrating Google Wallet to members of the public. Watch it here.
The SingleTap feature automatically redeems coupons at the point of sale through the same tap of the handset used to make the payment.
The new feature is being introduced at partner merchants American Eagle Outfitters, The Container Store, Foot Locker, Guess, Jamba Juice, Macy's, OfficeMax and Toys"R"Us.
Meanwhile, Foot Locker, Guess, OfficeMax and American Eagle Outfitters have all introduced loyalty cards for Google Wallet so users can rack up reward points automatically as they shop.
Google has also posted a promotional video demonstrating Google Wallet to members of the public. Watch it here.
Tuesday, 18 October 2011
Need a touchscreen? Use any surface!
A new interface created jointly by Microsoft and the Carnegie Mellon Human Computer Interaction Institute allows for interfaces to be displayed on any surface, including notebooks, body parts, and tables.
The product is called OmniTouch and it supports “clicking” with a finger on any surface as well as controls that sense finger position while hovering a hand over a surface. Unlike the Microsoft Surface, the project needs no special, bulky hardware – unless you a consider a little parrot-like Kinect sensor on your shoulder bulky. While obviously obtrusive, the project is a proof-of-concept right now and could be made smaller in the future.
The product is called OmniTouch and it supports “clicking” with a finger on any surface as well as controls that sense finger position while hovering a hand over a surface. Unlike the Microsoft Surface, the project needs no special, bulky hardware – unless you a consider a little parrot-like Kinect sensor on your shoulder bulky. While obviously obtrusive, the project is a proof-of-concept right now and could be made smaller in the future.
Citi launches Facebook top-up app for mobile operators
Citibank has launched an app that lets mobile network operators accept top-up payments through Facebook. The white-label app lets customers visit their operator's page, click on the amount that they want to top up and then choose a Facebook friend to make the payment.
Saturday, 15 October 2011
Mobile payments for all
Mobile payments are not reserved for the more affluent or for people in highly developed countries. Mobile payments are universal.
They are even used in the extremes of poverty, with the UN World Food Programme using mobile wallets via SMS text messaging to deal with crisis in disaster and war-torn territories for aid.
They are even used in the extremes of poverty, with the UN World Food Programme using mobile wallets via SMS text messaging to deal with crisis in disaster and war-torn territories for aid.
Thursday, 13 October 2011
Mobile security expert warns about the dangers of Bluetooth
By the end of the year, one out of every two US mobile owners will own a smartphone, according to the Neilson Media Company. The biggest danger with owning a smartphone is also one of its most useful features. The hand-free Bluetooth feature is a risk you will have to take.
Monday, 10 October 2011
Personal technology
Mobile digital gadgets are overshadowing the personal computer. A short video on where we are and where we look like we are going.
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