Showing posts with label remote deposit capture. Show all posts
Showing posts with label remote deposit capture. Show all posts
Wednesday 27 August 2014
News Story Highlights Mobile Deposit Anxiety
From Bank Innovation
“A recent report from Mitek and RemoteDepositCapture.com found that 80% of banks experienced no losses from remote deposite capture.
That’s zero. Zilch. Nada.
But fears over remote deposit capture remain among consumers, as evidenced by this new story from WDTN in Dayton, Ohio. A local woman deposited a two-year-old check that had previously been deposited, and it was accepted.
The check recipient is a PNC customer. The check was written on a Citizens Bank account.
If you keep two-year-old checks around, this sort of thing will happen. This can be an inconvenience for the check recipient and check writer, but otherwise this should not be overly alarming. Checks are ranked according to risk, and the check in question was under $200 — a low-risk check that, for the sake of convenience, is generally deposited quickly. The funds may take up to several days to clear and become usable by the recipient, which is also a risk management measure.”
read more >>
Labels:
banks,
innovation,
mobile banking,
remote deposit capture,
risk
Monday 25 March 2013
Capital One 360 Offers Remote Check Deposit via Simple File Upload (no smartphone required)
“Since last April, Capital One 360 (formerly ING Direct), has allowed customers to make deposit via the mobile phone app, and (drum roll), via file upload.”
Labels:
apps,
deposits,
mobile banking,
remote deposit capture
Wednesday 20 March 2013
What we are reading … 20th March 2013
RBS to invest £700 million in retail operations http://www.finextra.com/News/FullStory.aspx?newsitemid=24643
Next in Mobile Banking: Photo Bill Payments http://nyti.ms/ZKIRbH
Using Remote Deposit Capture to Extend Your Reach http://dld.bz/cqKVg
Fed Rebukes Goldman Sachs and JPMorgan Chase Over Capital Plans http://shar.es/exm4u
Cypriot bank 'bail in' levy to save sector, but sparks fears of fresh eurozone crisis http://dld.bz/crrn8
Twitter Just Crushed Wall Street After The Cyprus Bailout http://dld.bz/crryj
Next in Mobile Banking: Photo Bill Payments http://nyti.ms/ZKIRbH
Using Remote Deposit Capture to Extend Your Reach http://dld.bz/cqKVg
Fed Rebukes Goldman Sachs and JPMorgan Chase Over Capital Plans http://shar.es/exm4u
Cypriot bank 'bail in' levy to save sector, but sparks fears of fresh eurozone crisis http://dld.bz/crrn8
Twitter Just Crushed Wall Street After The Cyprus Bailout http://dld.bz/crryj
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