Understanding Credit Part 4: How to Pay Off Debt

From Bank of America

If you have multiple debts you're trying to pay off, where should you start? Sal Khan and a panel of credit experts talk about different ways you can go about paying off those debts.

Understanding Credit Part 3: How to Build and Rebuild Credit

From Bank of America

You know having a good credit score is important, but how do you build good credit? Sal Khan and a panel of credit experts share ways to build and rebuild your credit score.

Understanding Credit Part 2: How to Check Your Credit Report

From Bank of America

Knowing how to monitor your credit report and how to avoid red flags with your credit can help you keep a solid credit score. Sal Khan and a panel of credit experts will tell you how to check your credit report and pitfalls to avoid.

Understanding Credit Part 1: How Do Credit Scores Work?

From Bank of America

Knowing what credit is and how it affects you might be the most important thing you can do for your financial well-being. Sal Khan and a panel of credit experts explain credit, how your credit score is determined and the impact that your credit score has on your finances.

How do I build credit from scratch?

by Bank of America

We all want to have "good credit," even though it's not always clear how to get there; especially when you're just getting started. But with some solid first steps and a focus on paying your bills on time, you'll be on your way to building a solid credit score.

What's the difference between "secured" and "unsecured" credit?

From Bank of America 

The terms come up all the time: "secured" and "unsecured" credit. But what are the differences? We'll give examples of the two credit types, explain what they mean and highlight some of the key pros and cons of each.

What’s the difference between a credit score and a credit report?

From Bank of America

Your credit score and credit report are tied together but represent two different views of your credit history. This video will explain those differences and how you can keep tabs on both of them.

Better Money Habits - Understanding Credit

From Bank of America

Credit is instrumental to the way we live and to the way we manage our lives. Surprisingly all too few folk really understand what credit is all about.

What effect do negative marks have on my credit score?

From Bank of America 

The best thing you can do for your credit score is to always pay your bills on time. But what happens if you miss a payment? How does that negative mark impact your score? And how long will it stay there? This video will help answer those questions and give some tips on rebuilding your credit score.

Will cancelling a credit card hurt your credit score?

From Bank of America

Does canceling a credit card actually hurt your credit score? The short answer is "it can." But understanding why is the important part. There are different factors that go into making up your credit score; how much of your available credit you're using is just one of them.

Does carrying a balance on my credit card hurt your credit score?

From Bank of America

Several factors go into determining your credit score, one of them being the balance you carry on your credit cards. Understanding how your month-to-month debt and how the number of credit cards you have influences your score can help you build healthy credit and avoid pitfalls.

What is a "good" credit score?

From Bank of America

What is "good" credit? And who determines your credit score, good or bad? This video will show you who keeps track of your credit scores and some rules of the road when it comes to determining "good" credit.

How to Build Better Credit

From Bank of America

Your credit score affects parts of your life you might not expect. See what can hurt your score and the five things that can help you build better credit.