What we are reading … 5th February 2013

Establishing an Enterprise Risk Management (ERM) Framework Enterprise http://dld.bz/cduW3

MasterCard Study Reveals Six African Cities with Highest Growth Potential http://dld.bz/cduWy

Should We Regulate the Way Big Data Can Be Used To Make Loans? http://dld.bz/cduWw

Most Major U.S. Retailers Won't Charge Credit Card Checkout Fee http://dld.bz/ccVZv

ATM Cash-Out: Why Banks Are at Risk http://dld.bz/ccVZu

From innovation comes disruption http://www.finextra.com/Resources/Feature.aspx?featureid=1844

Say goodbye to more bank branches http://cnnmon.ie/WYn9Oi

Barclays bank 'ignored pay warnings' http://bbc.in/WQUQTO

Check Scanners That Detect Fake I.D.'s Help One Bank Fight Fraud http://twb.io/XiF9Vv

ECB seeks to improve online payments security http://www.finextra.com/News/FullStory.aspx?newsitemid=24499

What we are reading … 4th February 2013

Follow The Money: Transform Your IT Supply Chain http://twb.io/XLLA1y

Migrants' billions put aid in the shade http://gu.com/p/3dedz/tw

Nearly Half Of America Is On The Brink Of Financial Disaster http://bit.ly/Xm8zBV

NFC At MIT: Which Wallets Will Win? http://www.pymnts.com/commentary/NFC-At-MIT-Which-Wallets-Will-Win/#.UQnqwBGizCc.twitter

Enthusiasm For Social Media Dampening In Financial Industry http://bit.ly/XbZgoi

Mobile banking on the rise in India http://businesstoday.intoday.in/story/mobile-banking-on-the-rise-in-india/1/191851.html

Keeping Your Cash Safe During Your Next Trip http://www.mybanktracker.com/news/2013/01/29/keeping-cash-safe-journey/

Kenya: Family Bank goes live on the PesaPoint network countrywide http://shar.es/CEH3p

How Banks Can Use Mobile Banking Technology to Drive Revenue and Reduce Costs http://shar.es/CEnFV

Attention Issuers: Keep Your EMV Data Prep Where You Can See It http://dld.bz/ccVYR

Major Swiss banks 'raise bullion holding charges' http://dld.bz/ccVYN

Google Wallet gets an update, but not a reboot http://dld.bz/ccVYJ

What we are reading … 1st February 2013

Goldman finds a way past Volcker with new credit fund http://reut.rs/14eo849

Basel III May Change The Way Banks Calculate Risk http://dld.bz/ccHgy

Political Risk Atlas 2013 http://www.continuitycentral.com/news06614.html

NFC Breakdown: Which Side Are You On? http://dld.bz/ccHgt

Global Bank IT Spending to Reach $179.2 Bln in 2013: Celent http://twb.io/YsAp4x

Why Elderly Are Targeted By Scammers http://www.finextra.com/Community/FullBlog.aspx?blogid=7314

Life Changes Lead to New Bank Fees http://www.mybanktracker.com/news/2013/01/25/life-changes-bank-fees-prepared/

Kenya: Mobile money making wallets redundant http://shar.es/CC4xO

What is on Your Phone? http://www.finextra.com/Community/FullBlog.aspx?blogid=7315

What we are reading … 31st January 2013

Moody's calls on European banks to step up clean-up operations http://dld.bz/ccpBD

Report: More consumers using mobile bill payment http://dld.bz/ccpBC

SEC delays ruling on Nasdaq Facebook IPO compensation http://dld.bz/ccpBB

Outlook for U.S. Banks Remains Negative: Moody's http://dld.bz/ccaZB

Google underwhelms with new Wallet release http://www.finextra.com/News/FullStory.aspx?newsitemid=24486

Fraud Litigation: Role of Regulation http://dld.bz/ccaZ9

Brilliant and scary ATM advert from the taxman http://www.finextra.com/Community/FullBlog.aspx?blogid=7320

Nacha issues final guidelines on QR codes in bill payments http://dld.bz/ccaZ3

Dematerialisation and digital notaries http://www.finextra.com/Community/FullBlog.aspx?blogid=7313

Did Feds Defuse Blitzkrieg on Banks? http://dld.bz/ccaZ2

RIM to Rename Itself BlackBerry http://t.co/cSmXex0k

What we are reading … 30th January 2013

Generations Bank Rolls Out Mobile Banking App that Includes PFM Tools http://dld.bz/ccaZx

Pay Anyone With Cash - No Matter Where They Are http://dld.bz/ccaZv

Future Generations: Money is Money, Even If I Don't See It http://dld.bz/ccaZu

Nigeria: CBN introduces new KYC requirements to promote financial inclusion http://shar.es/CuZ2v

RIM Rebrands BlackBerry Apps World http://dld.bz/cbKTX

UBS Chairman Proposes Libor Pact: Report http://dld.bz/ccpB9

Game of Darts: Timing Mobile Wallet Adoption Gets Wonky http://dld.bz/cbKTW

Technologists See Biggest Salary Raise in a Decade http://twb.io/YkX6aB

When the ATM Ate My Debit Card In Hong Kong http://www.mybanktracker.com/news/2013/01/24/atm-ate-debit-card-hong-kong/

The weaver's tale: Mobile money helps a colourful business in Mogadishu http://shar.es/CuZbU

Chase, RBC Declare E-Signatures Ready for Market http://dld.bz/cbKTF

Regulatory Shocker On Social Media In Banking Coming Soon http://bit.ly/149AbP1

What we are reading … 29th January 2013

Tim Harford on the Indiana Jones of economics http://bbc.in/11R2Vxj

Secrets of Mobile Success: Cost-Cutting Banks Seek Smartphone Customers http://dld.bz/ccaZn

Where Social Networks, Payments and Banking Intersect http://shar.es/CscER

London's Tube Is Getting 'Contactless' Payments. Could They Work in the U.S? http://dld.bz/cbxvG

Bitcoin-based casino rakes in more than $500,000 profit in six months http://ars.to/10Q4sED

Chinese RMB payments fail to take off in US http://www.finextra.com/News/Announcement.aspx?pressreleaseid=48200

Uganda:MobileMoney agents fear losses http://shar.es/Cp6MJ

Five apps to make the BYOD transition easier http://dld.bz/cbwZ7

Why Balancing Your Checkbook Is Still Useful http://www.mybanktracker.com/news/2013/01/22/balance-checkbook/

Citibank India unveils mobile card acceptance system http://www.finextra.com/News/FullStory.aspx?newsitemid=24457

What we are reading … 28th January 2013

PayPal: 'Aggressive changes' coming to frozen funds policy http://cnnmon.ie/VUPPvW 

Security, DoS attacks and magic tricks http://www.finextra.com/Community/FullBlog.aspx?blogid=7303

Don't be premature in closing your help desk http://dld.bz/cbwQw

MasterCard to share EMV solution with US debit networks http://dld.bz/cbfXw

Compliance: More Important than Ever in 2013 http://www.finextra.com/Community/FullBlog.aspx?blogid=7304

Retail banks warned of social media marketing pitfalls http://www.finextra.com/News/FullStory.aspx?newsitemid=24459

Visa Issues ATM Cash-Out Warning http://dld.bz/cbfXs

Taking payments online (in Europe) in 2013 http://shar.es/CppWj

Turkey's IsBank integrates ATM and mobile for cardless withdrawals http://dld.bz/cbfXr

Jamaica: NCB moves first on mobile money http://shar.es/CosQD

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What we are reading … 25th January 2013

Smartphone as an Authentication Tool http://dld.bz/caFTB

Card Transaction Data is Rich, Who Will Help Users Mine It? http://shar.es/4LGZr

Are Banks in Danger of Losing the Checking Account? http://shar.es/4LcPX

Secrets of the Online Retailers, and What It Means for Credit Unions http://shar.es/4LcZt
The Real Reason to Worry About Basel III Liquidity Rules http://dld.bz/camCV

Lloyds Whistleblower Says Bank's Business Continuity Plan is Flawed http://twb.io/XBFN0U

Tycoons Shunning Financial Services as They Get Richer http://twb.io/W2v3d3

Rethinking Multifactor Authentication http://bankinnovation.net/2013/01/rethinking-multifactor-authentication/

Credit Card Hacks That You've Never Tried http://www.mybanktracker.com/news/2013/01/17/credit-card-hacks/

Three Social Media Goals Banks Can't Ignore in 2013 http://dld.bz/ca2VA

What we are reading … 23rd January 2013

When Will Mobile Money Take Off in Europe? http://shar.es/4Vlkj

Electric vehicle charging stations add mobile payments http://dld.bz/ca2UP

The Future of Online Banking: A Culture of Change http://bit.ly/10kcuEN

Vulnerable medical devices: A clear and present danger http://dld.bz/ca2UM

Internal Destruction Department - do you have one? http://www.finextra.com/Community/FullBlog.aspx?blogid=7298

The mobile payment race is on, but it's unclear which vendors will succeed http://dld.bz/ca2UE

Cross-Border eCommerce: Payments' Next Frontier http://dld.bz/ca2UU

The Financial Services Club's Blog: Try to destroy yourself … and then do it http://shar.es/4LrGK

The other type of mobile money: Airtime is money http://econ.st/U3npyC

Subway Breach: Hacker Sentenced - BankInfoSecurity http://shar.es/Co27f

What we are reading … 18th January 2013

Disruptive IT trends that business continuity managers need to be aware of http://www.continuitycentral.com/feature1032.html

Five budget apps to help you keep tabs on your spending http://dld.bz/bZ2pD

Where Big Data fails http://www.techrepublic.com/blog/big-data-analytics/where-big-data-fails/339

Betrayed by Basel http://shar.es/4AEB8

MyBankTracker Lets You Get Directions to Your Bank Branch http://dld.bz/bZ2p2

Big Data Analytics Masters Degrees: 20 Top Programs http://twb.io/UEPKs2

Nonsense Innovation. http://www.finextra.com/Community/FullBlog.aspx?blogid=7270

Bank liquidity: Go with the flow http://econ.st/U78kdZ

What we are reading … 17th January 2013

Learning from ING Direct (Before It Vanishes) http://dld.bz/bZ2pb

Mobile Attacks Pose Increasing Threat - BankInfoSecurity http://shar.es/4AzV0

With online spending soaring, Visa Europe targets mobile in 2013 http://www.finextra.com/News/FullStory.aspx?newsitemid=24436

Analyst predicts Apple to offer mobile payment, loyalty program soon http://dld.bz/bYUEr

PayPal's bid for the high street gets big boost from NCR http://www.finextra.com/News/FullStory.aspx?newsitemid=24438

Intercompany Recon - The last bastion of manual processes http://www.finextra.com/Community/FullBlog.aspx?blogid=7266

ING challenges graduate bankers to ditch the jargon http://www.finextra.com/News/FullStory.aspx?newsitemid=24431

UK regulators 'struggle to control overseas banks' http://dld.bz/bYUEk

Who moves a greenback cheapest http://www.finextra.com/Community/FullBlog.aspx?blogid=7263

Regulation You Can and Can't Prepare For http://bankinnovation.net/2013/01/regulation-you-can-and-cant-prepare-for/

What we are reading … 16th January 2013

Mobile Attacks Pose Increasing Threat - BankInfoSecurity http://dld.bz/bYUEd

Can Corporate Mobile Payments drive Merchant Acceptance? http://dld.bz/bYUEb

The going rate for Goldman http://bbc.in/W3957s

Mobile Banking Market to Surpass 1 Billion Customers by 2017 http://dld.bz/bYUEa

JP Morgan must tighten risk controls, say US regulators http://bbc.in/WYPlQQ

Your Employees Are Not Mind Readers http://bloom.bg/UvxnHx

Will mobile banking overtake ATMs in 2013? http://shar.es/44LoT

NICE Uses Voice Recognition to Take Down Fraudsters Dialing Call Centers http://twb.io/UAOLcy

What to Do With a Bad Check http://www.mybanktracker.com/news/2013/01/08/deposited-rubber-check/

Africa eyes M-Pesa model as mobile phone use goes up http://shar.es/4CaM1

What we are reading … 11th January 2013

FDIC on Mobile Payments Risks http://dld.bz/bXQ8h

The Death Of Cash Is At Least 190 Years Away http://www.finextra.com/Community/FullBlog.aspx?blogid=7254

Multitasking http://www.mindtools.com/pages/article/newHTE_75.htm

Financial services industry to bring operations home in 2013 http://www.finextra.com/Community/FullBlog.aspx?blogid=7261

Pakistan - Mobile banking accounts touch 1.8 million mark http://dld.bz/bXB6Z

The euro crisis no one is talking about: France is in free fall http://finance.fortune.cnn.com/2013/01/09/france-economy-crisis/

Eight charged over HBOS fraud and money laundering case http://dld.bz/bYnYC

What Will Replace the Password? http://www.americanbanker.com/video/what-will-replace-the-password1055698-1.html

Breaking Bad Habits http://www.mindtools.com/pages/article/bad-habits.htm

Five things you should know about Google Analytics http://dld.bz/bXB6T

Reasons For the Different Types of Risks Faced by Banks http://dld.bz/aKbrP

The Libor scandal: Year of the lawyer http://econ.st/YWZcsf

Managing Bank Operations Risk http://dld.bz/aKbrB

What we are reading … 8th January 2013

Square's 'Free' Reader - Costs $10 http://bankinnovation.net/2013/01/squares-free-reader-only-costs-10/

Mobile banking will take time to catch on and pay off http://dld.bz/bXqtR

Google dodges major antitrust bullet http://cnnmon.ie/Vz8pGt

At Smaller Banks, Bosses' Paychecks Become Bigger http://dld.bz/bXqtQ

The star-studded history of CES celebrity gadgets http://money.cnn.com/gallery/technology/2013/01/06/ces-celebrity-gadgets/

NCR/uGenius Technology Deal Targets Growth of Video ATM Technology http://twb.io/VxDhd3

Barclays Among Banks Asked by to Cap Zimbabwe Rates http://bloom.bg/UAqcxT

Drowning in the Nigerian MobileMoney Data quagmire http://shar.es/43i5d

3% Unemployment Among Infosec Pros? http://dld.bz/bXB5W

The Top 5 Retail Checking Tips For 2013 http://bit.ly/UqCLMa

The Role of 'Intelligent Security' - BankInfoSecurity http://dld.bz/bXqtP

Mobile Banking: A Bonanza (or Bust) for Banks? http://dld.bz/bXqtN

Virtual Payments: The Cure For What Ails Healthcare Providers http://dld.bz/bXqtE

Enhance Payments Security with Mobile Apps http://dld.bz/bXqtD

Vendor Management Considerations in an Acquisition Environment http://dld.bz/bXqtB

More AML Penalties to Come? http://dld.bz/bXdfK

What we are reading … 7th January 2013

More AML Penalties to Come? http://dld.bz/bXdfK

Account Takeover: The 2013 Outlook - BankInfoSecurity http://dld.bz/bXdfE

Uganda:Fraud, fake notes hit mobile money services http://shar.es/4aVUb

Branches Are Catching Up to the Digital Age http://dld.bz/bXdfD

Mobile Banking's Future to Include Voice Recognition, Wells Fargo's Ellis Says http://dld.bz/bXdfB

DDoS Hacktivists: No U.S. Bank is Safe http://dld.bz/bXdf9

5 Cloud App Trends To Expect In 2013 http://twb.io/UaRHMC

Africa: World's Unbanked at 2.5 Billion http://shar.es/4aVAI

From increments to exponents: 13 banking trends for 2013 http://www.finextra.com/Community/FullBlog.aspx?blogid=7246

PYMNTS Prophecies: Our Take On Eight 2013 Predictions http://dld.bz/bXdf5

Debit, Credit Card Hybrids Fall Flat http://dld.bz/bXdf3

Square lands on 2012 top 10 list for venture funding http://dld.bz/bXdfz

Restaurants, small biz should look to mobile payments for competitive edge http://dld.bz/bWRAA

What we are reading … 4th January 2013

Greeks fight back against corruption http://bbc.in/UAgAE6

CIMB Bank Launches Facebook App for Transactions http://dld.bz/bW2jG

What Are the Most Dangerous Countries for Banks? http://dld.bz/bW2jF

The Big Core Banking Story of 2012, and Resolutions for 2013 http://dld.bz/bWRAf

Security, fee fears slow mobile payments adoption in Sweden http://dld.bz/bW2hX

Will "Operational Risk" Drag Down Royal Bank of Canada in 2013? http://dld.bz/bWRAe

Privacy & Security: 2013 Outlook - BankInfoSecurity http://dld.bz/bW2gv

10 Big Ideas for Banking in 2013 http://dld.bz/bWRAd

Why Do People Switch Banks? http://wp.me/pCBgf-2az

Absa Capital website security warning http://businesstech.co.za/news/banking/29091/absa-capital-website-security-warning/

The executive's guide to better listening - McKinsey Quarterly http://shar.es/hUvY1

Report: Why mobile commerce is set to explode http://dld.bz/bW2gp

The Best Money in the World http://bankinnovation.net/2012/12/the-best-money-in-the-world/

DDoS Attacks: 2013 Forecast - BankInfoSecurity http://dld.bz/bW2gm

Report: Banks could face perpetual bankruptcy http://dld.bz/bW2gg

2013: The Year Of The Digital Wallet: http://wp.me/pCBgf-2g0

What we are reading … 3rd January 2013

10 signs that you aren't cut out for IT http://www.techrepublic.com/blog/10things/10-signs-that-you-arent-cut-out-for-it/3072

Aussie telcos prep for mobile payments http://dld.bz/bWjhY

The 2012 GonzoBanker Awards http://shar.es/hTy3v

Bank Marketing Strategy: Generating Loans With Behavior Triggers http://shar.es/hTkFH

US banks 'close to $10bn regulatory settlement' http://dld.bz/bWBTU

Banking Needs of the Household Enterprise in Sub-Saharan Africa http://dld.bz/bWjhV

Restaurants, small biz should look to mobile payments for competitive edge http://dld.bz/bWjhT

How leaders kill meaning at work - McKinsey Quarterly - Governance - Leadership http://shar.es/hUv5k

How leaders kill meaning at work - McKinsey Quarterly - Governance - Leadership http://shar.es/hUv5k

Chase's Mobile Deposit Rejects B of A Overdraft Refund Check http://dld.bz/bWjhN

HSBC's Settlement Leaves Us In A Scary Place http://shar.es/hRmgR

Discover On Passbook: mPayments Benefits Are Increasingly Visible http://dld.bz/bWjhJ

Report tracks global mobile payment acceptance http://dld.bz/bWjhG

What we are reading … 1st January 2013

Mobile Money Helps To Address Food Shortages In Malawi http://shar.es/h8LD4

Predictions for 2013: BBC correspondents http://bbc.in/10pO24w

Estimating Activity Duration for Your Project Plan and Schedule http://dld.bz/bVBkt

Cyber Attacks are a Constant Threat http://twb.io/TZZi46

Top 3 Security Priorities for 2013 - BankInfoSecurity http://dld.bz/bVBkp

The Role of Technology in Compliance http://shar.es/hKiQC

5 Ways Banks Can Provide The Human Touch for Customers http://shar.es/hKxSm

A Project Management System for Staying Engaged http://dld.bz/bVBkg

The Top Challenges Facing Banking IT in 2013 http://shar.es/hKx9a

Aim of GAO Investigation into Federal Cybersecurity to Identify New Opportunities to Improve IT Security http://dld.bz/bVBkf

Beware iPhone and Android Fraud, Javelin Warns http://dld.bz/bVBke

2013 Bank Regulatory Forecast http://twb.io/QI2GzS

Using Data and Analytics to Fight Fraud http://twb.io/WrCeO3

Regulator Warns of DDoS, Fraud Link - BankInfoSecurity http://dld.bz/bVBjr

What we are reading … 31st December 2012

Mobile banking expected to triple from 2012 to 2016 http://dld.bz/bVz8C

Implementation of Basel III in the US will bring back the regulatory arbitrage problems under Basel I http://dld.bz/bVz8B

5 Banks Fined Over Reimbursement of Payments to Lobbying Group http://dld.bz/bVBjp

Safaricom Worst Service Provider - Technology Banker http://dld.bz/bVqDC

Banks to Workers: 'Bring-Your-Own-Device' Party Is Over http://dld.bz/bVBjj

Partnership to turn 4,000 women in Ghana, others into mobile money entrepreneurs http://shar.es/hweI9

Citigroup Weathers Website Slowdown http://dld.bz/bVBjg

Will m-payments replace cash? Survey provides mixed answer http://dld.bz/bVqDA

Mobile Payments Will Become Mainstream In 2013 http://dld.bz/bVqD6

Mobile Application Security How to Respond to the Latest Threats http://dld.bz/bVqD5

Regulatory Black Hole Puts Banks Off Deals http://twb.io/Yu1SCi

Only 400,000 Nigerians have mobile money accounts: Survey http://shar.es/hweGK

Project Management Tools for On-Site Survival http://dld.bz/bVqD3

OCC Takes Action Against Six Banks http://dld.bz/bVqDz

Mobile commerce - approaching $1 trillion and growing http://dld.bz/bVqDy