How Size Matters: Regulatory Considerations for Growth

From Bank Director –

Gregory Lyons of Debevoise discusses the nuances of different asset thresholds and what banks must consider.

UBPR: Underused risk management tool that’s free

From ABA Banking Journal

“Bankers seek all sorts of solutions, often at a high price. Don’t ignore one that won’t cost you a dime.

For the last several years I’ve taught an online class for ABA that focuses on a bank’s financial performance, primarily through the use of the Uniform Bank Performance Report. The UBPR is an analytical report based on the quarterly call reports filed with the Federal Financial Institutions Examination Council (FFIEC) by all depository institutions. The reports for thrift institutions, since the passage of Dodd-Frank, contain identical information and formatting as those of commercial banks.”

read more>>

Should Regulators Permit a Wal-Mart Bank?

“The Dodd-Frank Act's ban on pure commercial ownership of industrial loan companies is set to expire in July. "American Banker" editors discuss the pros and cons of allowing a commercial enterprise like Wal-Mart into the banking business at a time when the previous argument against doing so has been turned on its head.”

watch video>>

What we are reading … 26th March 2013

Starbucks's Shoddy Square Rollout Baffles Baristas, Confuses Customers http://dld.bz/cs8dP

Regulators Not Prepared for Financial Services Cloud and Mobile Adoption http://twb.io/Yo8QEt

6 Big, Hairy Innovation Ideas from Bank Innovation 2013 - http://dld.bz/cs2s7

Is Regulation the Newest Banking Bubble? http://dld.bz/cs2s3

The Unknown Costs of Dodd-Frank Banking Regulations http://soa.li/QabcSQe

Libor Still Big Threat For Banks As Freddie Mac Sues Dozens Over Losses http://onforb.es/XZu5A6

Human Frailty Lets Cyber Thieves Attack, Expert Says http://dld.bz/cs2sx

South Africa: Mobile banking is still waiting to take off http://shar.es/eyOZR

Five Ways to Stimulate Electronic Payments http://www.finextra.com/Community/FullBlog.aspx?blogid=7471

A bank in your pocket: The mobile money revolution in Tanzania http://shar.es/eOVQb 

What You Need To Know To Win The Mobile Wallet War http://dld.bz/cs2sn