“Must Reads” for 15 February

Today’s “Must reads” in banking, fintech, payments, cybersecurity, AI, IoT and risk management include:

• Mobile banking: a catalyst for economic transformation
• The Unbanked in Africa Could Be One of the Biggest Opportunities in Fintech History
• Here’s where AI will advance in 2021
• AIoT: When Artificial Intelligence Meets the Internet of Things
• Why Branch Banking is Dying in America
• Fintech's Market Favorability Likely To Continue Throughout 2021
• How IoT and smart city technology works: Devices, applications and examples
• Data Drought Slows Advance of AI in Cybersecurity