Understanding alternative mortgage options

Finding a mortgage that works for you now — and down the road — is an important step in the home-buying process. But what if you don't qualify for a conventional mortgage? For example, if you don't have 20% of the home price to put down. Well, there are different types of mortgage loans, like those insured by the government, that may be able to help. Get an overview of some programs that could help you buy a home of your own.