M-PESA has changed Kenya and shown the world how Mobile payments can be done

Launched in partnership with Safaricom in March 2007, M-PESA was the first mobile payment solution that enables customers to complete simple financial transactions by mobile phone.

M-PESA is aimed at mobile customers who do not have a bank account, typically because they do not have access to a bank or because they do not have sufficient income to justify a bank account. All they need to do is register at an authorised M-PESA Agent by providing their Safaricom mobile number and their identification card.

M-PESA is a simple and practical solution that really does make a difference where it counts. In Kenya alone, it is estimated that almost a quarter of the population now uses M-PESA.

In this video William Ndirangu talks us through the impact M-PESA has had on his business and his life.

Google Wallet in action

Want to know the Google wallet works? Watch this video.

Now is the time to intensify your staff training

The current climate has made it a busy and volatile time for both risk managers and operations professionals. These conditions have also made it the ideal time to intensify staff training in order to remain competitive. Well-trained employees are knowledgeable and more motivated and will find new ways of generating revenue or protecting the banks operations in the tough times we now find ourselves in.

We list below Operations & Payments Training that is coming up over the next few months. Just click on the course name for full details.

INTERNATIONAL PAYMENTS – Johannesburg – 6/7 February

REMITTANCES - ISSUES & OPPORTUNITIES – Johannesburg – 8/9 February

BUSINESS CONTINUITY & SCENARIO PLANNING – Singapore – 14/15 February

OPERATIONS RISK MANAGEMENT FOR NON-RISK MANAGERS – Singapore – 16/17 February 

Electronic Pickpocketing

It's called electronic pickpocketing and security expert Walt Augustinowicz says relatively new technology designed to make your purchases more convenient could put your credit card number at risk.

In a mall in New York City, Augustinowicz showed INSIDE EDITION's Paul Boyd how it can happen. In a matter of seconds, he effortlessly pickpockets four unsuspecting shoppers without ever laying a finger on their purses or wallets.

Drowning in data

Digital data is flooding the planet. This video from The Economist helps us understand what data is all about. Watch the video HERE.

Checkout iZettle for a European Chip & PIN version

In Sweden anyone can now take card payments. You and your friends. Your business. All you need is an iPhone and iZettle.

Square dongle in action

Ever seen Square in action? Check out this video produced by Discover Card to see how it works.