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Thursday, 26 March 2015

How to Set up Apple Pay and Google Wallet on Your Phone


From How-To Geek –
“In case you hadn’t noticed recently, paying for stuff with your phone is becoming a pretty big deal. If you have an Android phone or Apple iPhone and a bank account, then you already have everything you need to pay with a tap.

There’s a lot of discussion that swirls around mobile payments. Is it safe? How does it work? And, how do you set it up?

These are all good questions. The first one is easy. Mobile payment use NFC or Near Field Communication, which is the same technology you might have used when you tap two devices together to pair or share files.

Google and Apple use different methods of storing your financial information. If you want to learn more, we have a thorough comparison of Google Wallet versus Apple Pay.

The safety issue is evolving. As we’ve been learning the hard way with so many recent hacks, nothing and no one is really 100 percent secure. So, whether you’re robbed with an ATM skimmer, or an infrared camera to steal your PIN, crooks are going to figure out ways to part you from your money.

That said, mobile payments are as safe, if not safer, than using a card, and most assuredly than walking around with lots of cash. So, if you’re thinking of trying out mobile payment for yourself, then you still need to set them up, which is really easy.”

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