From American Banker
“Mobile payments is a topic that always appears fresh, yet is somehow perennially disappointing to industry watchers, enthusiasts and prognosticators.
Every January brings the question: "Is this finally the year of mobile payments?" But in reality, the payment ecosystem is complex enough — from both a technology and a cultural perspective — that mobile payments will be an incremental revolution, not the sudden Facebook-style tidal wave of adoption we seem to be anticipating.”
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